Quebec

Lead generation for financial advisors in Quebec.

Quebec has 2,020,924 residents aged 65 and over, 22.3% of a population of 9,067,114, the second largest 65 and over population among the provinces. Its pre-retirees plan around their own public pension, the Quebec Pension Plan, their own provincial tax return and a civil law estate system.

The province in numbers

Who you are actually talking to in Quebec.

2,020,924residents aged 65 and over
22.3%of the province population
9,067,114total population

Quebec runs its own pension plan and tax system, so the questions differ: when to start the QPP, whether a notarial will is in place, and how the credits for age and retirement income shrink as income rises.

Source: Statistics Canada, table 17-10-0005-01, population estimates as at July 1, 2026, aged 65 and over.

Market knowledge

What Quebec pre-retirees are actually asking about

Three rules that shape retirement income and estate planning in Quebec, verified against Retraite Québec, the Ministère des Finances du Québec and Québec.ca on 2026-09-24.

The QPP can start at 60, with increases up to age 72

Retraite Québec reduces the pension by 0.5% to 0.6% for each month it starts before 65, and increases it by 0.7% for each month after 65, up to 58.8% more than starting at 65 for a pension that begins at 72. After 72 the amount stops increasing.

A notarial will does not need to be probated

In Quebec a notarial will is an authentic act and does not need to be probated. A holograph will or a will made before witnesses must be probated after death, either by a notary or through the Superior Court, and a fee must be paid to have the will probated.

Age and retirement income credits share one income test

For 2026 the Quebec amount with respect to age is $3,986, the amount for retirement income $3,541, and the basic amount for a person living alone $2,172. All three are reduced above a single income threshold, $42,955 for 2026, so pension and RRIF income can erode them.

Quebec indexes its tax parameters every year, 2.05% for 2026, so the amounts above change annually. The QPP adjustment rates are Retraite Québec's own and are worth checking for each client before a start date is chosen.

How it runs

The same system, run in Quebec.

1

Intent-driven ads

Hyper-targeted campaigns built to create intent, not just impressions. Pre-retirees in your market meet educational content first, so they arrive already wanting a planning conversation.

2

Consent and verification

A multi-step survey plus prior express written consent, then phone and email validation. Every contact belongs to one advisor only. Never shared, never resold, never recycled.

3

Appointment setting

Our team confirms the call, sends your content ahead of it and handles follow up. Or you run the cadence yourself with our system.

4

Coaching to close

Discovery scripting, objection handling and post-call review, with the full funnel tracked from first contact to signed client.

Other markets

Where else the program performs.

We run the same system in every province. Every one has its own page.

See everything we do across Canada, or the full map of where we work.

Claim your market

Let's build your pipeline in Quebec.

Book a strategy call and we will show you how the program performs in your region.